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I signed up on June 16 and received several benefits. My credit reports were mailed to me (found an OLD credit card I had NO IDEA was still active) and I was put on a list that will reduce the number of credit card offers I get in the mail. Makes me happy to be green if nothing else. I waited until July 15 to cancel hoping to get as close to the deadline as possible. I haven't received my gift card yet, but my fingers are crossed. I'll let you know when I receive it.